County Educators Federal Credit Union

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Lending Solutions

Get the credit you deserve!

Member Performance Lending Program

Our Member Performance Lending Program gives us the ability to help as many members as possible to obtain credit.  We realize that some of our members have experienced difficulty with their credit in the past.  As a result, the Credit Union and/or other lenders have denied their loan request, forcing these members to pay extraordinarily high rates elsewhere.

The way our program works, the rate a member pays will be based on their credit history.  Members with good credit histories will receive our best rates.  Members with past credit problems will be assigned rates consistent with their credit history, but usually lower than at other financial institutions.

A variety of low-cost loans are available to meet your borrowing needs.  Our competitive rates and flexible repayment terms can help stretch the purchasing power of your money.

Helpful Hint: Information on how Fair, Isaac & Co. calculates the score. 

1-Step Lending Plan:

With our 1-Step Lending Plan, Personal, Share Secured and Vehicle loans are faster, easier, and more convenient than they used to be!

You can establish this type of plan just by completing a one-time loan application and agreement form.  We only require that you come into the Credit Union once, upon first approval.  All future requests for Personal, Share Secured and Vehicle loans will be just a phone call or online application away.  Once approved the funds will either be deposited into your account or mailed to the address we have on file.

Help County Educators help you by applying online or calling to speak with a Member Service Representative today!

Ten-Month Paid Employees Can Enjoy a Loan Payment-Free Summer

In understanding the special financial needs of our ten-month paid employees, our loan products have been designed for your lifestyle.  Loan payments will be made through Payroll Deduction/Direct Deposit.  When your payroll stops for the summer, so will your loan payments.  They will begin again with the first payroll in September.  Most often, you will not find this option available at other financial institutions.  Relax and enjoy the summer, worry and payment free!

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The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.