County Educators Federal Credit Union

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eM.A.G.I.C - Enhanced Money Access and General Information Center           Apply Today

 eMAGIC – English and Spanish Touch Tone with the Option of Voice Recognition!
Call 908.245.2222 or 908.245.0173, Option 2

The new eMAGIC system makes it easy to navigate through your accounts with new enhanced security features.
Enhanced eMAGIC features include the following:

  • The ability to change your Personal identification number (PIN) without the assistance of a member service representative or coming to one of our branch offices.
  • An option to listen to our banking business hours.
  • Personalized and smart menus in English and Spanish.
  • Ability to interact with touch tone or voice recognition.
  • The option to speak to a live member service representative (during normal business hours).

Of course, you can still:

  • See if a check has cleared
  • Get real time account balances
  • Transfer funds between account
  • and Much more!

This service gives you 24-hour access to your account(s) through any touch-tone phone. It is quick and easy to use because voice commands guide you step-by-step through each transaction.Refer to our eM.A.G.I.C. Member Handout M.A.G.I.C. Quick Reference Guide for further information about the touch-tone menu sysem. M.A.G.I.C. FAQs

ATM Card

Apply today for your CEFCU ATM card. This card will allow you to access thousands of machines and point-of-sale locations. Now you have immediate access to your Checking and/or Regular Savings accounts 24 hours a day,7 days a week.

  • No Annual Fee
  • Three free ATM transactions per month
  • ATM cards are also available for members with Regular Savings accounts


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The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.