County Educators Federal Credit Union

Member Services

What's New @ CEFCU

Helpful Hints

Applications and Request Forms


Contact Us

Site Map

• Smart Savings       • Checking       • Lending Solutions       • 24-7 Account Access       • Other Services       • Home Loans       • Vehicle Loans       • Personal Loans, Savings Secured, VISA Credit Card

Personal Loans           Rates

Get the money you need for a family vacation, a major purchase or any other worthwhile purpose. With a personal loan from CEFCU, there are no application fees and a maximum loan amount of $10,000.00. First time borrowers can Apply Online. Existing Open-End Plan members please contact any branch for an Advance Request.

Savings Secured Loans          Rates
Our secured loans allow you to borrow money using your CEFCU Regular Savings or Share Certificate account as collateral. The amount of the funds you have borrowed cannot be accessed because they are frozen. The frozen amount declines as the loan balance is paid. First time borrowers can Apply Online. Existing Open-End Plan members please contact any branch for an Advance Request.

Platinum VISA Credit Card      Rates

  • Low Annual Percentage Rate
  • Same interest rate for purchases and cash advances
  • Maximum credit line of $10,000
  • No annual fee
  • 25-day grace period
  • Minimum monthly payments will be $25.00 or 3% of the outstanding balance, whichever is greater
  • Payments and cash advances can be made at any CEFCU Location
  • No additional fee on cash advances
  • Access to your account information 24 hours a day,7 days a week online at, or by phone at 1-800-654-7728.

Secured VISA® Credit Card

If you need to improve your credit history or have no credit at all, the Secured Platinum VISA card is a great choice for a fresh new start. The Secured Platinum VISA offers the same features and benefits as the Unsecured Platinum VISA. Don't wait. Please contact any branch for VISA Platinum Credit Card application.

FREE Added Benefits To Your CEFCU Platinum VISA Credit Card puts you in touch …24 hours a day, seven days a week!

Detailed cardholder information and enhanced services will make your CEFCU Platinum VISA Credit Card more convenient and easier to manage than ever before! Enrolling in this secure service is quick and easy!

You Can:

  • Get Current Balance
  • Make a payment
  • See Available Credit
  • View transactions since the last statement

All the Credit Card Information you will ever need right at your fingertips! Now is a GREAT time to apply for a CEFCU Platinum VISA Credit Card and take advantage of this FREE Service!

Platinum Rewards Program!

The CEFCU Platinum VISA also has a rewards point program, available to all cardholders. For every dollar you charge on your County Educators FCU VISA Platinum Credit Card, you will earn points that are redeemable for travel expenses and premium merchandise.

Travel rewards range from airline tickets, cruise vacations, car rentals, and hotel reservations. Merchandise awards include iPod accessories, 50 inch flat screen HDTV’s, digital camcorders, and much, much more. The more points you earn, the greater your reward!

You can monitor your points on your monthly statement or online at . You can also visit the website to redeem your points and get a full listing, details and description on all of the rewards available with the program.

Start using your County Educators FCU Visa Platinum Credit Card today to begin earning your rewards!

Loan Calculator           Helpful Hints

member services | what's new @ CEFCU | helpful hints | applications & request forms | rates | contact us | site map | home


The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.