Loans are available to qualified and creditworthy CEFCU members. The actual Annual Percentage Rate (APR) on your loan will be quoted to you based on a review of your overall credit performance. Other special conditions may apply. APRs quoted are subject to change without notice. Actual length of repayment term is subject to approval by CEFCU.
Words most commonly used when referring to a Home Loan Glossary
Amount financed allowable on all Used Vehicles: up to 100% of NADA Retail Value
Amount financed allowable on all New Vehicles: Total Purchase Price (includes MSRP, tax, title and tags)
Wait Before You CALCULATE. You May Qualify for a Rate Reduction.
The following rate reduction will apply for New and Used Vehicles if the following *Equity-to-Loan value is found in the vehicle:
On a used vehicle, the equity is the difference between the NADA value and the total amount financed.
On a new vehicle, the equity is the difference between the MSRP and the total amount financed.
**95% for six-month, one-year and two-year term Share Certificates and 90% for three-year term Share Certificates
VISA® Platinum Credit Card APR is the Annual Percentage Rate
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Open an account or request additional information. Download, complete and submit an Add New Account Authorization Form.
*Minimum daily balance of $50.00 is required to obtain the advertised Annual Percentage Yield (APY).
** Minimum daily balance of $500.00 is required to obtain the advertised Annual Percentage Yield (APY).
Savings and Checking (Share Draft) Accounts are variable rate accounts. Annual Percentage Yields (APYs) quoted are declared by the Board of Directors and are subject to change without notice. Dividends earned are posted and compounded quarterly. Money Market Account dividends are posted and compounded monthly. Applicable fees and conditions could reduce the earnings on your account. Rates quoted are last declared APYs for the Third Quarter, 2010.
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The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act