County Educators Federal Credit Union

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New and Used Vehicle Loans           Rates

Take the drivers seat when it comes to financing!

  • Loan approval within 24 to 48 hours
  • Apply for a pre-approval to gain bargaining power before visiting the dealership
  • Up to 100% financing of new and used vehicles

Confused about all the current advertising from car dealer ads announcing no or low financing? Before you buckle up with a loan from the dealer, read the small print. Many times there are other requirements you must meet such as; short terms for that low rate or rates available only on a particular vehicle with options that are not to your liking. Before you start shopping, we suggest that you pre-approve with CEFCU first. Then visit the dealership with more purchasing leverage. Our loan calculator will help you figure out how much you can afford. If you are a ten-month paid employee you will have the option of payment-free summers.

Secure Your Loans with Credit Life and Credit Disability

MEMBER'S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won't be left to loved ones should something happen to you.

Credit Life and Credit Disability benefits:

  • Immediate coverage for eligible members
  • Knowledge you have coverage helps to build peace of mind
  • Complements existing insurance

Ask your credit union Loan Officer for full benefits and details! If you prefer, call (908) 245-0173 or visit County Educators Federal Credit Union.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.


Pre-approve online and start shopping for a:

  • New or Used Vehicle
  • Recreational Vehicle
  • Boat
  • Motorcycle

Apply Online or download, complete and submit a Printable Credit Application.

Rates           Loan Calculator           Helpful Hints

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The Credit Union is an Equal Housing Lender.
We do business in accordance with the Federal Housing Law and the Equal Credit Opportunity Act
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.